Credit Fix

Retirement is an exciting time—less stress about daily work routines, more freedom to pursue hobbies, and finally, time to check off that bucket list. But with all these newfound freedoms, there’s one thing you don’t want to overlook: your credit score. You might think, “I’m not planning on buying a house or taking out any new loans, so does my credit score even matter?” The answer is a big yes!

If you’re like most people, you probably know that paying your rent is a necessary part of adulting. However, did you know that those monthly payments could be your secret weapon for boosting your credit score? That’s right!

If you’ve got bad credit, getting approved for a home loan might feel like reaching for the stars—almost impossible. Traditional lenders may not be very welcoming, and most online advice paints a pretty grim picture.